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TERMS AND CONDITIONS
Last updated January 1st, 2025 -
1. Acceptance of Terms
By accessing and using AlvaraCapital.com (“Site”), you agree to be bound by these Terms and Conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Use License
Permission is granted to temporarily download one copy of the materials on AlvaraCapital.com for personal, non-commercial transitory viewing only. This is a license, not a transfer of title, and under this license you may not:Modify or copy the materials;Use the materials for any commercial purpose;Attempt to decompile or reverse engineer any software;Remove any copyright or proprietary notations;Mirror or transfer materials to another server.This license will automatically terminate if you violate any of these restrictions.
3. Disclaimer
The materials on this Site are provided “as is.” Alvara Capital makes no warranties, expressed or implied, and disclaims all other warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. We do not guarantee the accuracy, reliability, or outcomes of using the materials on our Site.
4. Limitations
In no event shall Alvara Capital or its suppliers be liable for any damages (including, without limitation, loss of data or profit, or due to business interruption) arising from the use or inability to use the Site.
5. Revisions and Errors
The materials on the Site may include technical, typographical, or photographic errors. Alvara Capital does not warrant that any of the materials are accurate or current and may update them at any time without notice.
6. Links
Any external links provided are for convenience only. Alvara Capital is not responsible for the content of any linked sites and does not endorse any linked content.
7. Modifications
Alvara Capital may revise these Terms of Use at any time without notice. By using this Site, you agree to be bound by the current version of these terms.8. Governing Law
These terms shall be governed by the laws of the State of New York without regard to its conflict of law principles.
PRIVACY POLICY
Last updated Jan 1st 2025 -
Your privacy is important to us. This policy explains how we collect, use, and safeguard your information.
1. Information Collection and Use- We collect personal and business information you provide in funding applications or related forms. This may include credit and financial data.By signing or submitting any form or application, you authorize Alvara Capital to:Share this application and related data with third-party finance providers; Request and receive consumer and business credit reports; Collect banking and processing statements for underwriting purposes; Transmit application information to third parties in compliance with applicable laws.
2. Communications Policy- By submitting an application, you agree that we may use your contact information to communicate with you about the application process and related marketing communications unless you opt out.You may opt out of marketing at any time. If you opt-in to receive communications, you will always be provided an unsubscribe option.Even if you opt out of marketing, we may still contact you regarding your application or account activity.
3. Data Privacy and Security - We comply with data protection laws, including the GDPR and CAN-SPAM Act.We will not share mobile numbers or data with third parties for marketing/promotional use. Any opt-in or consent data related to text messaging will not be shared with third parties. Your data is stored and protected using reasonable safeguards to prevent unauthorized access or disclosure.
4. Use of Site - By using our Site, you agree that Alvara Capital may collect limited, non-personal analytics data to improve user experience and site performance.
5. Updates to this Policy - We may revise this Privacy Policy at any time. Continued use of the Site indicates your agreement to the updated terms.
Merchant and its owners/principals: (1) certify that all information and documents submitted with the Application is true, correct and complete; (2) authorize Alvara Capital and its agents, partners and lenders to receive credit reports and any other information regarding the Merchant and principals from third parties, to verify any information provided on the Application; and (3) to receive an occasional promotion or offer by email or fax. Furthermore, by providing your phone number, you agree to receive text messages (e.g., payment reminders) from Alvara Capital and its partners at the cell number provided when signing up. Consent is not a condition of any purchase. Message frequency varies. Reply STOP to unsubscribe, HELP for help. Message & data rates may apply. Message frequency varies.